• An Insurance Program that does more. 

We operate as a program for HNW and UHNW individuals through BNC Insurance Agency in Westchester County, NY. While we provide the traditional services of an insurance brokerage (and are only compensated as much), we believe it is our duty to perform active risk management. As a client of Lux-STR, you and your family are given complimentary "data-scrubs", more often called PII (Personally-Identifiable Information) Removal- where we actively monitor your online presence to remove your personal data such as home addresses, political registrations, phone numbers, and more. 

We also have partnerships (with special deals, or discounts) with private jet charters and operators, investigative services, evacuation services, outpatient networks, and more.

Our Products

Our Featured Products
Home Insurance
Homes, Condos, Brownstones, Rentals
Auto Insurance
Cars, Collector, Motorcycles, ATVs and Mopeds
Valuable Articles
Jewelry, Art, Silverware, Wine, and
​other collectibles
​Sailboats, power-boats, yachts, and personal watercraft
Personal Liability
​Umbrella Limits up to $100M. Additional coverage options include Workers Comp, EPLI, D&O, and more
Special Cases
Catastrophe, Cyber & Fraud, Kidnap & Ransom, Private Aviation, and more.

We have an in-house claims and servicing department in order to provide concierge-level service, while we leverage our software to make sure we optimize your coverage and pricing.

Email or call us for a free consultation.
914 881 4891